Overdraft Credit Line

• Credit line used to guarantee payment of checks up to approved limit
• No application fee
  
• Quick application and approval process

Escrow Manager

• Available to anyone requiring trust funds management including law firms, realtors, property managers and title companies
• One Account, Multiple Benefits
  • Allows business to consolidate an unlimited number of individual client escrow accounts into a single, master checking account
  • Option of designating a client sub-account as interest bearing
• Easy Transactions
• Accurate Record Keeping and Tracking
  • Monthly Master Statement – Comprehensive view of all your consolidated account activity
  • Monthly Sub-Account Statement – Includes balance information, client transactions and interest paid data for each individual sub-account
• Automatic Tax Reporting

 Lock Box Services

• Reduce administrative costs
• Expedite the funds availability of high-volume consumer payments
• Minimize collection float by having your payments mailed directly to a post office box maintained by Rumson-Fair Haven Bank on behalf of your business
• Maximize the processing accuracy of deposits

 Merchant Services

• Offered through a partnership with Heartland Payment Services
  • Complete credit/debit card processing services
  • Online Merchant Account Information
  • Equipment Purchase and Rental Programs

Night Depository Services

Remote Deposit

• Electronically scan and automatically deposit your checks right from your office
• Access your funds as soon as the next business day