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Financial Highlights
               

 Unaudited (in thousands except share & per share amounts)     

 

   

   June 30,      Increase (Decrease)
     2010      2009      Amount      Percent
Total Loans     $      87,717       $       98,296       $         (10,579)   (10.8)%
Total Deposits           162,333              125,633                   36,700   29.2 %
Total Assets           191,773              155,951                   35,822   23.0 %
Total Capital             15,592                14,462                        833   5.8 %
               
  Three Months Ended
June 30,
 

Six Months Ended
June 30,

     2010       2009   2010   2009 
Net Interest Income     $        1,880       $         1,085       $            2,446    $        2,082
Net Income                  170                     100                        278                197
               
Per Share Data (unaudited):              
               
Earnings Per Share - Basic     $         0.06       $          0.04       $              0.10    $           0.07
Earnings Per Share - Diluted     $         0.06       $          0.04       $              0.10    $           0.07
               
Book Value, end-of period     $         5.42       $          5.15      $                5.42    $           5.15
                   
                    
                     

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