2012 Overview: The President’s Message

1st Constitution Bancorp ended 2012 on a high note, recording both record net revenue and a record net income. We experienced notable growth in deposits, loans and commitments year over year and credit quality continued to improve. Our capital position remains very strong as we continue to generate capital each quarter through solid and predictable earnings. We achieved these results despite a very challenging and uncertain economic and regulatory environment. We began 2013 as a stronger company than we were just a year ago.

1st Constitution Bancorp has differentiated itself from the peer banks throughout the economic turndown, validating our franchise strengths, including our remarkable employees, our focus on customer satisfaction, the company's policies of prudent risk controls, and the management and use of our shareholders' capital. These results have made us the beneficiary of a continuing flight to quality, as customers, as well as our employees, prospects and investors seek out 1st Constitution Bancorp as a very solid company in which to place their financial trust.

Despite the continuing economic uncertainty both here and in Europe, our management team, Board of Directors and our highly engaged employees, join me in looking to the future of this Company with confidence. 1st Constitution Bancorp has been resilient and successful throughout this historic economic turndown. Our diverse business mix, sound strategies, and proven business model, as well as our determination to support our customers and shareholders put us in an excellent position for the years ahead.


Press Releases
6
Aug

1st Constitution Bancorp Announces Second Quarter Results

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30
Apr

1st Constitution Bancorp Reports First Quarter 2014 Results and Successful

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